Information Required by Law

The information policy regarding capital adequacy determines the scope, frequency, place and form of disclosures, as well as the means of approval and verification of the disclosures and the method of approving and verifying information concerning capital adequacy and information subject to disclosure as delineated in the CRR and the CRD IV.

The principles of the disclosure policy, hereinafter called the “Principles”, concern the communication of PKO Bank Hipoteczny S.A. (the “Bank”) with investors, customers and the media, in particular they define the scope and manner of communication, including communication channels and disclosure-related powers.

PKO Bank Hipoteczny S.A., in accordance with its entry in the commercial registry, is represented by two Management Board members or one member of the Management Board together with a proxy.