Trustees of PKO Bank Hipoteczny S.A.
The purpose of the trustee institution is to protect the financial interests of covered bond holders, with particular emphasis on protecting the independence of the trustee and its deputy from the mortgage bank. Trustees are appointed by the Polish Financial Supervision Authority at the request of the Bank's Supervisory Board.
- Mr. Tadeusz Swat
A graduate of Construction Economics at the Main School of Planning and Statistics, as well as postgraduate studies in Investment Efficiency and Banking at the same university.
He completed internships in France and the Netherlands at institutions involved in the financing and implementation of residential construction. In 1993-2015, he was employed at PKO Bank Polski, where he dealt with broadly understood residential construction financing in the positions of Deputy Director of the Department, Director of the Department and Director of the Residential Debt Centre. Since March 2015, he has been a trustee at PKO Bank Hipoteczny S.A.
- Mr. Grzegorz Kędzia
A graduate of the Faculty of Economics and Sociology at the University of Łódź and postgraduate studies in ‘Property Valuation’ at the Warsaw University of Technology and the Institute of Property Consulting. He has been involved in mortgage banking since 2001, when he started working as an analyst at Nordea Bank Polska. Between 2004 and 2015, he was employed at PKO Bank Polski, where his responsibilities included developing a concept for the operation and creation of a banking database of real estate, as well as internal processes related to the valuation and updating of real estate values. Since March 2015, he has been the deputy trustee at PKO Bank Hipoteczny SA.