PKO Bank Hipoteczny S.A., in accordance with its entry in the commercial registry, is represented by two Management Board members or one member of the Management Board together with a proxy. In concluding mortgage loan agreements, the Bank is represented by the employees of PKO Bank Polski SA’s sales network on the basis of powers of attorney. A list of individuals authorised to act in the name of the Bank shall be kept by the loan advisor in each branch.

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