She holds a doctorate in economics. She completed her doctoral studies at the Collegium of Management and Finance at the Warsaw School of Economics (WSE) in the field of economics. She is a graduate of postgraduate studies in Credit Risk Management organized by the WSE. She has also completed ACCA Postgraduate Studies in Accounting & Finance organized by the Business School of the Warsaw University of Technology.
She has long-standing expert experience in the area of banking sector analysis, and financial market regulation design and analysis. She gained her professional experience in managerial positions in both the private sector, in the area of controlling and public administration, as well as in the banking sector – PKO BP. She managed the Banking Sector Division at the Ministry of Finance, with primary responsibility for regulations in the area of banking law, mortgages, covered bonds, non-performing loans, capital bonds and securitization.
She was a member of expert groups at the European Commission, including the field of non-performing loans and a member of the higher-level working group on the regulatory treatment of sovereign exposures. She was involved in the negotiation of EU legislation in the field of financial market. She was responsible, among other things, for negotiating the directive on the issue of covered bonds and covered bond public supervision and then the draft amendments to the act on covered bonds and mortgage banks.
From November 2017 to September 2021, she served as Deputy Chairman of the Examination Commission for Mortgage Loan Intermediary operating at the Polish Financial Supervision Authority. In 2019-2020, she was an observer at the Supervisory Committee of the GPW Benchmark S.A. for WIBOR/WIBID benchmarks. From March 2022 to January 2024, she held a position of a member of the Supervisory Board and of the Audit Committee of Polski Gaz Towarzystwo Ubezpieczeń Wzajemnych. Currently she acts as Deputy Director in the Economic Analysis Department at the Ministry of State Assets. She is mainly responsible for economic and financial analysis of companies, and for banking sector analysis.
She has completed a number of specialized training courses in international financial reporting standards, company valuation, derivatives and an investment advisor course.